FAQ
Straight answers. If your question is not listed, contact us—we respond like humans.
How fast can I get funded?+
Timing depends on your documents, business performance, and underwriting — whether by a partner lender or in-house through MPS, an affiliated company. Many merchants move from application to funding quickly when information is complete—but timelines are not guaranteed.
What documents do I need?+
Commonly requested items include recent bank statements and basic business verification. We will tell you exactly what is needed for your situation before you commit to anything.
Does credit score matter?+
Credit can be a factor, but it is not the only factor. Underwriting typically considers revenue consistency, time in business, and overall business health.
How is repayment collected?+
Repayment mechanics depend on the product and on who’s funding it — a partner lender or MPS in-house. We explain how remittance works in plain English before you accept an offer.
Is this a loan?+
Not all working capital products are structured as loans. We will clarify the structure of any offer you are considering so you can compare options accurately.
What industries do you work with?+
We focus on service businesses and operators with predictable revenue. If you are unsure whether you fit, contact us and we will be direct about fit.