Disclosures
Plain language about how we work, what we earn, and who sees your application. This page is not a substitute for the terms on your actual offer.
Who we are
Emet Capital places deals with partner lenders and also funds directly through MPS, an affiliated company. We place each deal wherever the terms are better for you, and every offer says which one is behind it.
MPS is an affiliated company, not a lender we shop the way we shop our partner lenders — it is a separate channel we can place your deal with directly.
How we decide where your deal goes
Every deal we work goes wherever the terms are better for you — a partner lender or MPS. Whichever one it is, the offer you receive says so plainly.
What we earn
On a deal placed with a partner lender, the lender pays Emet a referral fee. Each product’s published fee band is in the Rate Library.
On a deal placed in-house, Emet earns no referral fee. MPS earns the interest or factor rate printed on your offer — there is no separate fee on top of it.
What we share and with whom
When you apply, your application goes to whichever partner lenders and MPS can evaluate your deal, so they can decide whether to make you an offer.
Questions to ask any broker or lender — including us
- • What is the total payback context for each option?
- • How does remittance interact with slower weeks?
- • What happens if revenue declines?
- • Are there origination fees, prepayment policies, or other material terms?